RHBI MOTOR SAVER · HOW IT WORKS
Pay for the kilometres you actually drive.
Traditional motor insurance prices every driver as if they commute daily. RHBI Motor Saver prices you on what your odometer reads at renewal.
Get a quote40%
maximum premium rebate
01
Quote online in minutes.
Quote online in under three minutes. Select your mileage plan, enter your plate number and postcode — no documents, no inspections, no branch visit.
02
Pick your mileage plan.
Choose a plan based on how far you drive each year. Plans cover from under 5,000 km to 20,000 km annually. Most WFH drivers fall in the 8,000–10,000 km range. Your chosen plan sets your base premium — and your rebate.
03
Get your rebate instantly.
At renewal, your odometer reading confirms your annual mileage. Your rebate is applied instantly — deducted directly from your premium before you pay. No claims process. No waiting.
KEY FEATURES
Up to 40% off your premium
Rebate applied instantly at renewal — deducted directly from your premium before you pay.
No device. No app.
No telematics device, dashcam, or mobile app required. Your odometer at renewal — verified once.
Claim even if you've exceeded your limit
Your cover continues if you exceed your plan. No downgrade — a proportionate adjustment applies. Your claim eligibility is not affected.
Roadside assistance across 4 countries
24/7 roadside coverage in Malaysia, Singapore, Thailand, and Brunei.
0
tracking devices required
No tracking device. No dashcam. No photo of your odometer submitted online. Your mileage is confirmed once, at renewal, at any of 700+ RHBI panel workshops — the same check your workshop already performs.
PLAN FINDER
Not sure which plan fits your mileage?
Take the 4-question quiz — we'll recommend a tier.
COMMON QUESTIONS
What if I drive more than my plan tier?
Your cover continues. A 500 km grace buffer extends your plan limit automatically. If you need more mileage, you can top up — Contact your Agent or Principal office with your odometer reading. Each plan allows up to two top-ups per year. Exceeding your limit does not affect your claim eligibility.
Do I need any device installed in my car?
No. Odometer verification only. No hardware, no dashcam, no tracking app required.
When exactly is my rebate applied?
Instantly at renewal — deducted directly from your annual premium. No claims process.
MILEAGE PLANS
Four plans. Pick yours.
| 5,000 km | 10,000 km | 15,000 km | 20,000 km |
|---|---|---|---|
| up to | up to | up to | up to |
| 40% | 25% | 15% | 5% |
| < 5,000 km / year | Most WFH drivers< 10,000 km / year | < 15,000 km / year | < 20,000 km / year |
WHAT HAPPENS WHEN YOU REACH YOUR LIMIT
Your cover never stops.
01
500 km grace — automatic
A 500 km buffer extends every plan automatically. On the 10,000 km plan, your cover continues to 10,500 km — no action required.
02
Top up if you need more
Contact your Agent or Principal office to initiate top-up. Your agent processes the request with RHBI — you pay the prorated premium difference. No underwriting fee. Each policy allows up to two top-ups per year.
03
Claim as normal
Exceeding your plan limit does not cancel your cover or affect your claim eligibility. A proportionate premium adjustment applies — your policy terms remain unchanged.